The problem with "business Chinese" courses
Open a typical business Chinese textbook and you'll find vocabulary lists: 50 words for meetings, 40 for negotiations, 30 for emails. Useful — until you're sitting across from a client who asks, in rapid Mandarin, whether your annuity's guaranteed portion is contractual or projected.
Real business conversations don't follow vocabulary lists. They follow situations: opening a bank account, explaining an insurance exclusion, comparing mortgage rates, walking a client through a tax deduction. Fluency means handling the situation — not reciting the word list.
That's why LUMI's adult track is built entirely around scenarios.
The 14 scenarios we train
Every scenario is a 20-turn guided conversation with an AI tutor, based on how these conversations actually unfold in Hong Kong's business environment:
Finance & insurance
- Insurance needs analysis and policy comparisons
- Annuity structures: guaranteed vs. non-guaranteed returns
- MPF pension contributions and fund switching
- Travel and motor insurance claims
Banking & property
- Credit card terms, interest-free periods and revolving rates
- Mortgages: loan-to-value ratios, stress tests, stamp duty
Investment
- Stocks: commissions, board lots, settlement
- Funds: fees, risk ratings, suitability requirements
Tax & everyday professional life
- Salary tax: allowances, deductions, provisional tax
- Medical appointments, travel, daily workplace conversation
Each dialogue adapts to your answers. Give a sharp question, get a sharp follow-up. Miss the point, and the tutor steers you back — in Mandarin, at your pace.
Pronunciation correction that catches what humans miss
In business settings, mispronunciation isn't just embarrassing — it changes meaning. 買 (mǎi, buy) and 賣 (mài, sell) differ by one tone. Our AI tutor listens to every reply and corrects tones and initials in real time, with the kind of infinite patience no human teacher can sustain for twenty turns in a row.
Who this is for
- Professionals working with Chinese-speaking clients — insurance, banking, property, and finance practitioners who need functional fluency, not poetry.
- Cantonese speakers leveling up their Mandarin — the scenarios use authentic Hong Kong business context (MPF, salary tax, stamp duty), so the content is immediately relevant.
- Returnees and expats who studied Mandarin years ago and need structured speaking practice to get it back.
Try one scenario free
The placement interview is free, takes 15 minutes, and requires no card — you'll get an instant level report and a recommended starting scenario: Take the free AI placement interview →
Lessons are 25 minutes, 1-on-1 with an AI tutor, from US$13–19 per lesson — versus US$50+ for a human business Chinese coach. See pricing, or browse the full Business Mandarin track.
Fourteen scenarios. Twenty turns each. Real Mandarin for real work: Start with a free placement interview →